Blog Highlights
- The Computershare Corporate Trust team now uses automated borrowing base calculations for faster processing and easier tracking of liabilities and key events.
- Our transparent waterfall reporting provides line-by-line distributions aligned with deal terms.
- Automated concentration tests streamline compliance oversight and scale across complex portfolios.
In a world of increasingly complex private debt structures, today’s loan facilities demand faster insights, precise compliance, and tools that scale. One of the most persistent challenges in this space has been the tension between Excel’s modeling power and its lack of scalability or consistent data governance. Computershare Corporate Trust (“Computershare”) is addressing that challenge with a suite of new internal capabilities designed to support faster, smarter administration of complex credit facilities.
By automating borrowing base calculations, streamlining waterfall management, and enabling high-precision concentration testing, we’re helping our clients reduce friction, increase transparency, and unlock greater operational efficiency.
Power Without Scale
Collateral administrators have long relied on spreadsheets to manage borrowing bases, waterfall distributions, and compliance checks. But as portfolios grow, the manual burden of building and maintaining these models becomes unsustainable. With no centralized structure, analysts must rebuild models for each deal, introducing delays, inconsistencies, and operational risk.
Borrowing Base Automation: Faster Processing, Smarter Oversight
With new investments in technology, Computershare now automates borrowing base calculations and customizes them to each facility’s structure. We also automate internal modeling and reporting of the available capacity, liabilities, and key events, unencumbered by manual processes that slow things down. Historical data views and built-in back-testing functions allow for clear traceability of how each figure was derived. Plus, our Excel plugin enables us to pull data directly for our clients, combining flexibility with structure.
Waterfall Management: Know Where Every Dollar Goes
Our waterfall reporting capabilities deliver automated, line-by-line distribution reports down to the tranche and expense level. Our clients get clear outputs that mirror the governing terms of each deal, eliminating guesswork and reducing reconciliation delays.
Concentration Tests: Precision at Scale
Our automated concentration testing flags exposures and thresholds across evolving portfolios with speed and accuracy. This streamlines compliance monitoring and supports reporting.
Behind the Scenes: The Best of Both Worlds
Excel, although a powerful calculation tool, is difficult to govern or scale. Our new operational capabilities bring existing Excel models into a centralized environment where calculation models are contained in a library, data flows are standardized, and reporting logic is consistent across multiple deals.
Built-in reconciliation tools help us identify breaks and tie out calculations faster. Custom reporting frameworks ensure we can adapt to unique deal structures, while maintaining consistency across the broader portfolio.
The Bottom Line
You don’t need to adopt a new system to benefit from ours. By investing in automation, Computershare delivers faster turnarounds, higher accuracy, and stronger governance—so you can spend less time reconciling and more time managing your portfolio.
Send me an email and let’s talk about how these tools can support your next facility.
